One Wallet. Every Network.

NilPay unifies DigiCash, MoMo, and bank payments into one secure wallet — built for South Sudan.

Why NilPay?

Multi-Network Wallet

Access DigiCash, MoMo, and banks in one app.

Instant Transfers

Send and receive money across networks instantly.

Merchant Ready

Accept payments from any customer, any network.

Built for South Sudan

Designed for local infrastructure and real-world use.

Bank-Level Security

256-bit encryption and compliance with international standards.

Low Fees

Transparent, competitive rates with no hidden charges.

24/7 Support

Round-the-clock customer support in Arabic and English.

Security & Trust

🔒 Advanced Encryption

Your financial data is protected with military-grade 256-bit encryption. All transactions are secured with SSL/TLS protocols.

✅ Compliance

NilPay complies with KYC/AML regulations, FATF guidelines, and international anti-money laundering standards to protect against fraud and financial crime.

🛡️ Fraud Prevention

Real-time monitoring and machine learning algorithms detect suspicious activities and prevent unauthorized access to your account.

📱 Device Security

Biometric authentication, two-factor authentication, and device fingerprinting ensure only you can access your wallet.

🔄 Fund Safety

Your funds are held in secure, segregated accounts with partnered financial institutions and protected by capital reserve requirements.

📊 Regular Audits

Third-party security audits and penetration testing ensure our systems meet the highest security standards.

How It Works

  1. Connect Your Accounts - Link your DigiCash, MoMo, or bank account securely to NilPay with just a few taps.
  2. Verify & Set Up - Complete KYC verification to unlock full features and higher transaction limits.
  3. Add Funds - Deposit funds from any network into your NilPay wallet with zero fees.
  4. Send & Receive - Transfer money instantly to anyone in South Sudan, regardless of their network.
  5. Pay & Shop - Use your NilPay wallet at partner merchants or for bill payments.

Simple, Transparent Pricing

Transfers

From 0.5%

Low fees for transfers between networks. First 5 transfers/month are free.

Mobile Money

From 1%

Competitive rates for mobile money deposits and withdrawals.

Meet the Team

Built by fintech experts from South Sudan and the region, with deep expertise in mobile payments and financial inclusion.

👨‍💼

Chap Malok

Founder & Tech Enthusiast

Visionary leader driving NilPay's technical strategy and innovation in fintech.

👨‍💻

Nyiriek MayualmDhak

Co-founder & Lead Developer

Expert in mobile payment systems and fintech architecture. Leads all technical development.

👨‍💼

Atem M. Abuoi

CEO

Strategic leader overseeing operations and business development for NilPay.

👩‍📊

Amour Maluk

Head of Operations

8+ years managing financial operations. Deep understanding of local markets.

Be Part of the Future of Payments

Join early access and help shape NilPay.